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Best Practices for Dealing with Insurance Adjusters After a FedEx Accident

dealing with insurers after a fedex truck accident

If you’re involved in a FedEx truck accident, it’s challenging to secure fair compensation due to the cheap tactics employed by the insurance companies to minimize payouts. When dealing with insurance adjusters, provide only necessary details about your accident. Avoid admitting fault or agreeing to give a recorded statement, as these can be used against you to deny your claim.

Also, after the accident, make sure to quickly seek medical attention to document your injuries. Never sign any medical release documents without legal counsel. Lastly, consult a personal injury attorney to navigate the claims process effectively and secure the highest compensation you deserve.

At Uptown Injury Law, PLLC, our top-rated Fedex truck accident lawyer brings over 15 years of experience in handling insurance claims. We have successfully secured over $100 million in verdicts and settlements in NYC. Our team confidently guides you through dealing with insurance adjusters by providing expert advice to ensure you receive the best outcome for your case. Schedule a free consultation now by calling us at 917-540-8728.

How Should You Handle Insurance Adjusters Following a FedEx Accident?

Dealing with insurance adjusters after a FedEx accident can be challenging. However, it’s important to stay calm while handling their inquiries and follow these key strategies to protect your rights, such as: 

1. Refrain From Admitting Fault for the Accident

When speaking with the insurance agent, avoid admitting fault or guessing about the accident’s cause. Stick to the facts and let the investigation team determine liability. Admitting fault can jeopardize your claim and reduce the compensation you may receive. Even a simple “sorry” can be misconstrued as an admission of guilt, so be cautious with your words.

2. Decline to Provide Recorded Statements

Insurance adjusters often request recorded statements during their investigation. While it may seem safe, providing these statements without legal guidance can be risky. Insurers may use your statements out of context or twist your words to undermine your claim. Hence, it’s advisable to politely decline to provide a recorded statement until you’ve consulted with a qualified injury attorney who can advise you on how to proceed.

3. Don’t Accept the First Settlement Offers

Insurance companies often offer low initial settlements to close your case quickly. First offers are typically lowball offers meant to save the insurance company money. In such cases, do not accept the first offer without evaluating its fairness. Instead, consult a truck accident attorney who can assess whether the insurance company’s first settlement offer covers all your damages, ensuring you receive the fair compensation you rightfully deserve for your injuries and losses.

4. Restrict Access to Your Entire Medical History

Insurance adjusters may request access to your entire medical history. Do not sign any release forms without legal advice. Providing full access can allow them to argue that pre-existing conditions are responsible for your injuries, reducing your claim’s value. Only give access to those medical records that are directly related to the accident and consult with your attorney on what to share.

5. Consult a FedEx Truck Accident Attorney

A specialized FedEx truck accident attorney can guide you through the claims process. At Uptown Injury Law, PLLC, we know the tactics used by the big insurance companies and can counter them effectively. With our help, you can maximize your compensation and protect your rights. Our experienced truck accident attorney will handle negotiations and help gather evidence to support your case.

6. Do Not Share Posts About Your Injuries on Social Sites

Avoid posting about your bodily injuries or the accident on social media. Insurance adjusters monitor these platforms for information that can undermine your claim. Keep your posts private and refrain from discussing your case online. Even seemingly harmless updates can be used to contradict your claims or suggest you are less injured than reported.

7. Complete Doctor Recommended Medical Treatments

Follow through with all medical treatments recommended by your doctor. This demonstrates the severity of your injuries and your commitment to recovery. It also strengthens your claim by providing clear documentation of your medical needs and expenses. Skipping treatments or not following medical advice can be used to argue that your injuries are not as serious as you claim.

tips to handle fedex truck accident insurance claims

Who Is Liable for Your FedEx Truck Accident?

In many cases, the FedEx driver may be held liable if their negligence or reckless driving contributed to the accident. Additionally, if the truck driver was operating within the scope of their employment at the time of the accident, FedEx, as the employer, may also be held responsible under the legal principle of vicarious liability. 

Other parties that could be liable include the trucking company, maintenance contractors, or manufacturers if mechanical failures or defects contributed to the accident. Determining liability in a FedEx truck accident requires a thorough investigation of the facts and may involve various factors such as: 

  • Speeding
  • Distracted driving
  • Failure to obey traffic laws 

If you’ve been in a FedEx truck accident and are uncertain about liability, reach out to Uptown Injury Law, PLLC. We’ll investigate the accident scene and gather strong evidence to determine who bears responsibility for your damages. 

Types of Damages Available in FedEx Truck Accident Claims

In a FedEx truck accident claim, you can recover both economic and non-economic damages to compensate for your losses.

  • Economic damages cover tangible financial losses resulting from the accident. These include both current and future medical expenses, lost wages or income, property damage, and rehabilitation costs.
  • Non-economic damages compensate for intangible losses that are more challenging to quantify. These include pain and emotional suffering, mental distress, loss of life enjoyment, and permanent disability or disfigurement.

In some cases, punitive damages may also be available if the FedEx truck driver or another party’s conduct was particularly egregious or reckless.

How to Protect Your Rights Against FedEx Insurance Companies?

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To safeguard your rights against FedEx insurance companies, it’s essential to obtain a medical evaluation promptly. Even seemingly minor injuries should be professionally treated, as adhering to a doctor-prescribed treatment plan can strengthen your insurance claim. Following the medical evaluation, you must take these steps:

  • Take multiple photographs of the accident scene, including vehicle damage and any visible injuries.
  • If possible, gather contact information from witnesses.
  • Report the accident to law enforcement and secure a copy of the police report for your records.
  • Request license and insurance details from the FedEx driver involved in the accident.
  • Preserve all accident-related documents, including medical records and a detailed personal account of the crash.

If you’re unsure about your rights or encounter difficulties with FedEx or the insurance companies, consider reaching out to our experienced truck accident lawyers at Uptown Injury Law, PLLC. We offer guidance and legal representation to protect your rights and ensure you receive rightful compensation. Call us now at 917-540-8728 for a free consultation.

Should You Inform Your Insurance Company after Being Hit by a FedEx Truck?

Yes, you should inform your insurance company after being hit by a FedEx truck. In New York, the state follows a no-fault insurance law. This means that regardless of who is at fault for the fedex accident, your own insurance company is responsible for covering your medical treatment expenses and lost wages up to a certain limit through Personal Injury Protection (PIP) coverage. Therefore, it’s important to inform your insurance company promptly about the accident.

Even though your insurance company will handle your initial medical bills and lost wages under the no-fault system, you may still be able to pursue additional compensation from FedEx or its insurance company if you’ve suffered serious injuries or damages exceeding the limits of your policy.

How Long Should You Notify Your  Insurance Company After a FedEx Truck Crash?

You should notify your insurance company promptly after a FedEx truck crash, ideally within 24 to 48 hours. However, you have up to 30 days to file a claim with your insurance company under the state’s no-fault law. Within this 30-day timeframe, you should submit a written claim letter to your insurance company. This claim letter should include the following details of the accident: 

  • The date, time, and exact location of the accident.
  • A short description of the injuries sustained and medical treatment received.
  • Documentation of lost earnings or income due to the accident.
  • Contact information for any witnesses to the accident.
  • A copy of the police report, if available.

Statute of Limitations for FedEx Truck Accidents Claims

In NY, the statute of limitations for filing a personal injury lawsuit after a FedEx truck accident is three years from the date of the accident. If you fail to file a lawsuit within this period, you may lose your right to seek compensation for your damages. However, if the accident resulted in wrongful death, the statutory time limit is typically two years from the date of the death.

If any level of government entity, such as a municipality or state agency, is involved in the accident (for example, if poor road maintenance contributed to the accident), the process is different. You are required to file a notice of claim within 90 days of the accident. Following this, you have one year and 90 days to file a lawsuit against the government entity. These shorter timeframes require prompt action to ensure that your claim is valid.

Why Do You Need a FedEx Truck Accident Attorney?

Dealing with the aftermath of a FedEx truck accident can be overwhelming and complex. Here are several reasons why you need a FedEx truck accident attorney from Uptown Injury Law, PLLC:

  1. Our attorneys specialize in federal and state trucking regulations. We fully understand the nuances of these laws and how they apply to your case, which is crucial for building a strong claim.
  2. We will conduct a careful and detailed investigation of the accident. This includes gathering important evidence such as accident reports, eyewitness statements, and electronic logging device data from the fedex truck. We also work with accident reconstruction specialists to strengthen your case. 
  3. We identify all responsible parties, including FedEx drivers, the trucking company, and contractors, holding them accountable.
  4. The legal process involves various procedures and paperwork. We will manage all aspects of your accident case, from filing claims to representing you in court if necessary, allowing you to focus on your health recovery.
  5. Our attorneys at Uptown Injury Law, PLLC advocate on your behalf and prevent you from accepting lowball settlement offers or making statements that could harm your truck accident case.

What Are the Costs of Hiring an Experienced FedEx Truck Accident Lawyer?

It costs you nothing upfront to hire an experienced FedEx truck accident lawyer from Uptown Injury Law, PLLC. We work on a contingency fee basis, which means we only get paid if we win your case. Our legal fee is a percentage of the settlement or verdict we obtain for you. This way, you can get top-notch legal representation without any upfront costs.

Additionally, our consultations are free, allowing you to discuss your case with us at no financial risk. We are always committed to helping you pursue justice and fair compensation for your bodily injuries and damages resulting from a FedEx truck accident.

Trust Us to Handle Insurance Adjusters After Your FedEx Accident in New York

Dealing with big trucking company insurance adjusters can be stressful, but you don’t have to face them alone. At Uptown Injury Law, PLLC, our expert legal team knows how to handle the difficulties in insurance claims and will protect your rights every step of the way.

We have been fighting tirelessly for truck accident victims throughout the Bronx, Manhattan, Queens, Brooklyn, and the New York City Metro Area for over 15 years. Our track record speaks for itself, with over $100 million secured in both verdicts and settlements for our clients. Our promise is clear: No fees unless you win.

Contact us today to schedule a free consultation and discuss your case with us, or call our office toll-free at 917-540-8728.

FAQs

Do Insurance Adjusters Follow You Around After a Fedex Truck Accident?

Insurance adjusters typically don’t physically follow claimants around. However, they may conduct surveillance, such as monitoring social media accounts or hiring investigators, to gather information about your activities. It’s essential to be mindful of what you post online because it can be used as evidence to reject your claim. 

What Not to Say When Talking to an Insurance Adjuster After a Fedex Truck Accident?

Avoid admitting fault or making guesses about the accident when talking to an insurance adjuster. Stick to the facts and provide only essential information. Additionally, refrain from discussing the extent of your injuries or giving recorded statements, as these could potentially harm your Fedex truck accident claim.

Is It Legal for Insurance Adjusters to Follow Me?

Yes, it is generally legal for insurance adjusters to follow you, but they must do so within certain boundaries. They can observe your activities in public places and monitor your social media profiles to gather information relevant to your claim.

However, they cannot invade on private property, harass you, or disturb your privacy. So, if you feel that an adjuster is engaging in illegal or unethical behavior, you should document the incidents and consult with a personal injury attorney.

How Long Do Insurance Adjusters Take to Settle a Fedex Truck Accident Claim?

The time it takes for insurance adjusters to settle a Fedex truck accident claim varies depending on the complexity of the case and the extent of the injuries and damages involved. Some accident claims may be resolved relatively quickly, while others may take several months or even years to settle.

Can I Negotiate with Insurance Adjusters on My Own?

Yes, you can negotiate with insurance adjusters on your own. However, it’s often beneficial to have legal representation. An experienced Fedex truck accident attorney understands the tactics insurers use and can advocate for your rights, helping to ensure you receive a fair settlement. Without legal expertise, you might settle for less than what your claim is worth or inadvertently harm your case.

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Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers
WRITTEN AND REVIEWED BY
Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers

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