How Long Does It Take To Settle an Uber Accident Claim?

Uber / Lyft accident lawyer New York

The time it takes to resolve Uber accident claims can differ greatly, ranging from several weeks or months. However, different factors can extend this timeline, such as detailed investigations, a review of your medical records to calculate the worth of your claim, and prolonged negotiations with insurance companies. 

To speed up your claims process, get in touch with Uptown Injury Law, PLLC. With over 15 years of expertise in auto accident claims, our legal team will conduct thorough investigations at the accident scene and gather strong evidence to prove your claim. We also have access to top accident reconstruction experts in New York to accurately recreate the events of your accident and back up your claim with solid proof. 

It’s important to take action quickly in Uber accident cases because you have limited time to file your claim. Schedule your FREE CASE REVIEW today or call our toll-free number at 917-540-8728.

How Much Time Does It Take to Resolve an Uber Accident Case?

Uber accident settlements timeline

There isn’t a fixed timeline for resolving an Uber accident case, as each case is unique. But, the duration can vary widely, typically ranging from a few weeks to several months. Generally, resolving an Uber car accident case is as follows:

Gathering Evidence: The first step is seeking medical treatment, which can take 1 to 12 months, based on the severity of your injuries. Once you have recovered, your lawyer will evaluate your case by conducting a detailed investigation and collecting all the important evidence to build a strong case, which can take 2-6 months.

Sending Demand Letter: After that, your attorney will send a demand letter to an insurance agent, typically within 4-6 weeks, detailing all your damages, such as medical bills, lost wages, and emotional distress.

Negotiating with the Insurer: Following this, your Uber accident attorney will file an insurance claim which takes up to 2-4 weeks. Then, the next step is discovery, where both parties exchange evidence and review the written questions about claims and defenses, which can take 6-12 months.

After carefully reviewing each party’s demand letters and evidence, your attorney engages in negotiations with the insurance company to secure maximum compensation in your favor, which takes 2-4 weeks.

Trial: If your case isn’t settled by negotiations, then it will go to trial, which typically lasts 1-3 months. Then, finally, the judge and jury will decide to settle your satisfactory compensation amount and end your case. However, many Uber accident cases are settled before they ever reach trial because it’s less time-consuming and less expensive.

Factors That Extend the Timeline for Settling Your Uber Accident Case

If you’re involved in an Uber accident, it’s important to understand that each case is different. The time needed to settle your claim depends upon various factors involved in your case, such as: 

1. The Extent of Your Injuries

If you sustained severe injuries, such as fractured bones, brain injuries, or spinal cord injuries, your case may take longer to settle. Additionally, your medical treatment and recovery time may extend the timeline. 

In such a situation, it may be necessary to consult with healthcare experts to determine the long-term effects of injuries and the associated expenses. This approach allows you to accurately estimate the time required to resolve your case.

2. Dispute Over Fault

Determining liability in an Uber accident can be a time-consuming process. If there is a dispute over who is responsible, it may take longer to settle the case. In these situations, consult your lawyer immediately. Your attorney will hire accident reconstruction experts, speak with witnesses at the scene, and thoroughly investigate your case to ensure a timely resolution. 

3. Multiple Parties Involved in Your Accident

The number of parties involved in your Uber accident case can significantly affect the time it takes to resolve it. Generally, the more parties involved, the longer it may take to come to a resolution. Parties involved may include the following, such as:

  • The Uber driver
  • Uber passengers
  • The drivers of other vehicles
  • Government entities

To accurately determine who is at fault in your accident, consult with a seasoned Uber accident lawyer at Uptown Injury Law, PLLC. We’ll consult with the accident reconstruction experts to identify the cause of your accident so that your case settles as quickly as possible.

4. Lengthy Investigations at the Accident Scene

If you’re injured in an Uber accident, especially when multiple parties are involved, or you’re partially at fault, collecting evidence can be complex and time-consuming. To build a strong claim, you need to gather solid evidence in your favor. This may include:

  • Medical bills detailing the nature of your injuries
  • Vehicle damage
  • Police reports
  • Recorded statements from all eyewitnesses involved
  • Insurance and contact information of all parties

It’s hard to gather evidence from the accident scene because it demands a thorough investigation. To confidently deal with such situations, get in touch with an experienced attorney at Uptown Injury Law, PLLC. We will expertly examine the details of your case to build a solid case on your behalf so that your case is resolved quickly and you get the best possible settlement for your damages. 

5. Calculating the Accurate Value of Your Damages

It’s difficult to calculate the true value of your damages, especially if your case involves not just financial losses like medical expenses and vehicle repair costs but also non-economic damages such as pain and suffering or emotional distress. This is because it’s hard to put a dollar amount on emotional distress and can extend the timeline for resolving your claim.

In such situations, get in touch with a skilled Uber accident attorney. They will consult with your medical providers or hire medical specialists to gain a clear understanding of the severity and long-term implications of your injuries. This detailed approach allows your lawyer to determine the true worth of your claim and ensure the timely resolution of your case without any delays.

How Do Uber’s Insurance Policies Provide Coverage After an Accident?

Uber requires their drivers to carry personal liability coverage when they are not logged into the app. However, apart from that, Uber offers different insurance policies to cover your damages in case of an accident. These may include the following, such as:

  1. Contingent Liability: This is the nondeductible insurance type and applies when Uber drivers use the app but have not accepted ride requests. This is also known as the period when the driver waits for a ride request. Contingent liability provides up to $50,000 in injuries per individual, $100,000 in injuries per accident, and $25,000 in property damage per accident.
  2. Primary Automobile Liability: This coverage begins the moment your Uber driver accepts your ride request and continues until the ride is completed. It provides up to $1 million in bodily injury and property damage.
  3. Contingent Collision Coverage: If your vehicle needs repairs or replacement due to an Uber accident, you are covered by collision coverage. Typically, it carries a $2,500 deductible, regardless of fault.
  4. Contingent Comprehensive: This insurance policy covers incidents like vehicle theft, fire, and various types of environmental damage. It also covers the vehicle’s repairs or replacement with a $2,500 deductible, irrespective of fault.
  5. Uninsured and Underinsured Motorist Coverage: UIM insurance coverage will be applicable if the driver at fault in your accident lacks sufficient insurance or has none at all to cover your damages. 

What Is the Quickest Way to Settle an Uber Car Accident Claim?

To quickly move forward with your case, seek medical attention right after the accident. Even if you feel fine, you should get examined by paramedics and complete your medical treatment. This is because delays in seeking medical attention can complicate the validation of your damages and slow down the settlement of your personal injury claim.

Next, consult with your attorney as soon as possible because, without strong legal representation, you risk facing rejections and delays in resolving your case. However, a lawyer by your side will safeguard your legal rights and secure the highest compensation for your losses. 

After consulting with your lawyer about your case, start documenting the accident scene and collect the following details:

  • The date and time of the accident
  • The location of the crash
  • Photos of the damaged vehicle
  • Video footage of the accident scene

Once you’ve gathered all the necessary details, your attorney will notify Uber’s insurance company about the accident and try to end your case. Following this, your attorney will engage in negotiations with an insurance agent to secure a fair settlement for your claim. However, if the negotiations fail to settle your case, your lawyer will take your case to trial.

how to quickly settle an Uber / Lyft accident claim in New York

What Damages You Can Recover From Uber Accidents?

After a rideshare crash, the types of damages you can claim can vary based on the details of your case. However, certain damages remain consistent in personal injury claims. These include:

  • Hospital and medical treatment costs that arise from injuries sustained in the accident.
  • Lost income if you’re unable to work following the incident.
  • Cost of repairing or replacing any damage to your vehicle.
  • Compensation for fear and shock experienced because of the accident’s impact.
  • Noticeable disfigurement, such as scars. 
  • Diminished quality of life due to crash. 
  • Loss of companionship or wrongful death, if applicable to your situation.

It’s easy to calculate your financial damages, but it’s hard to put a dollar amount on the pain and suffering damages you’ve endured. In such cases, you must contact an experienced Uber accident attorney. A lawyer can help you accurately calculate both your financial and emotional losses so you can get the highest settlement amount for your damages. 

What Is the Average Uber Accident Settlement?

There are no true average Uber accident settlement payouts. Fortunately, Uber’s coverage provides higher compensation in case of serious injuries resulting from an accident. For this purpose, the NY law mandates drivers to have the following liability insurance coverage:

  • $10,000 coverage for property damage for a single accident.
  • $25,000 for bodily injury and $50,000 for wrongful death of a person in an auto accident.
  • $50,000 for bodily injuries and $100,000 for the death of two or more people in an accident.

Furthermore, Uber also provides up to $1 million in coverage when drivers are en route or transporting passengers. But even with this massive insurance coverage, you may not receive maximum compensation for every accident involving a rideshare driver. This is because the settlement you might receive from an Uber accident will entirely depend on your actual losses, including medical expenses, pain and suffering, and any lost wages.

How Long Does It Take To Receive Your Settlement Cheque?

The general timeline to receive your settlement cheque typically takes between three to six weeks after your case settles. However, this timeline can change due to the unique situation of your case. These may include the following, such as: 

  • Liability issues because multiple parties are involved in your accident. 
  • Shared fault in the accident. 
  • Your injuries may require more time to recover. 

To quickly receive your settlement, contact a personal injury attorney at Uptown Injury Law, PLLC. Our team will thoroughly investigate your accident scene, gather all necessary evidence, and identify the responsible parties. Moreover, if you face accusations of sharing fault, we will accurately determine your fault percentage to ensure you get a fair settlement for all your damages.

Speak With Our Uber Accident Attorneys for Free

Have you been involved in an Uber, Lyft, or any other rideshare accident? It’s time to turn to the experts. At Uptown Injury Law, PLLC, we have over 15 years of dedicated service in personal injury law. Our experience is backed by hundreds of 5-star reviews and a successful track record of $100 million in settlements for our clients.

We understand the complications of Uber accidents and are ready to fight for the compensation you rightfully deserve. Our seasoned team of Uber accident attorneys offers a NO-COST, NO-OBLIGATION consultation to evaluate your case. We’ll thoroughly assess the value of your claim and outline the process to secure your compensation.

We prioritize your convenience and are available 24/7. So, send your case details for a FREE REVIEW today or call us at 917-540-8728.


What Should You Do After a Rideshare Accident?

After an Uber or Lyft accident, you must seek medical attention for any injuries and inform the police or your rideshare company. Furthermore, gather all the evidence at the scene without discussing who is at fault.

Do not accept the first settlement offer from your insurance company, as it may not fully cover your losses. Instead, consult with an attorney who specializes in ride-sharing accidents. A knowledgeable lawyer can review the insurance company’s offer and advise whether it truly compensates for your damages.

What Are the Statutes of Limitations for Filing an Uber Accident Claim in New York?

If you get hurt in an Uber accident in New York, you have three years from the date of the accident to file a personal injury lawsuit. This three-year deadline also applies to other types of personal injury cases, such as those resulting from car crashes, medical malpractice, or product liability.

It’s important to consult an Uber accident attorney so that you are aware of this timeframe and don’t lose your right to seek compensation for your injuries and damages.

What if an Uber Driver Caused the Accident?

If an Uber driver is at fault, you might be covered by Uber’s $1 million insurance policy. However, to pursue compensation, you must file a claim directly with Uber.

To deal with such situations confidently, reach out to Uptown Injury Law, PLLC. Our personal injury attorneys will guide you through the process and ensure you receive fair compensation for your losses.

What if the At-Fault Uber Driver Is Underinsured or Uninsured?

If you’re involved in an Uber accident and the at-fault driver doesn’t have enough insurance or lacks insurance, immediately contact your own insurance provider. After this, share all the details about the crash and the other driver involved, such as contact numbers, addresses, and insurance policy information. Then, review your policy to check if you have uninsured/underinsured motorist coverage (UIM).

However, if your coverage doesn’t fully cover your damages, you must consult with an experienced Uber accident attorney. They will help you understand other legal options against the at-fault driver’s insurance policy.

What Are the Major Contributing Factors to Uber or Lyft Accidents?

Rideshare accidents can occur because of many reasons—some intentional, others accidental, or simply due to negligence. Common contributing factors include speeding, aggressive driving, distractions, fatigue, intoxication, and disregarding traffic laws. Furthermore, a lack of training and experience can also play a major role in Uber accidents.

To protect yourself from such incidents, turn to Uptown Injury Law, PLLC. We will guide you with the steps to take immediately after an accident and work tirelessly to secure the maximum compensation you deserve. 

What are the Common Injuries Following a Rideshare Crash?

If you get injured in an Uber or Lyft crash, you may face a range of severe injuries. These may include bone fractures, head and back injuries, neck strains, whiplash, traumatic brain injuries, amputations, or burns. These injuries can lead to huge medical expenses and add financial stress to your recovery process. 

So, connect with our Uber accident attorneys at Uptown Injury Law, PLLC. We offer a complimentary consultation to shoulder your financial burden and obtain top compensation on your behalf.  


Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers
Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers

This content is trustworthy because it has been thoroughly researched, fact-checked and reviewed by experts in the field. The information provided is accurate and reliable, and sources have been cited to ensure transparency and credibility. The authors or publishers of this content have a reputation for producing high-quality, unbiased material. Additionally, any potential conflicts of interest or biases have been disclosed. Overall, readers can trust that the information presented in this content is trustworthy and credible.