Recoverable Damages in Uber/Lyft Accident Claims

Experiencing a car accident while using rideshare services like Uber or Lyft can be extremely stressful. It’s important to be aware of your rights and the compensation you might be entitled to. While your initial priority might be recovering physically, it’s also vital to think about the financial consequences of the accident. 

This blog will focus on the compensatory aspects of your Uber or Lyft accident claim. We’ll explore the different forms of compensation that you’re entitled to and offer a detailed explanation of what you can pursue while initiating an accident claim. 

uber or lyft vehicle car accident claim

Medical Expenses

In an Uber or Lyft accident claim, one significant damage you can seek is compensation for your medical bills. It covers the costs of various medical treatments and services related to your injuries. These expenses may include the following:

  • Hospital stays
  • Surgeries
  • Visits to the doctor
  • Prescribed medications
  • Rehabilitation
  • Physical therapy

In addition, future medical expenses, such as ongoing treatments or follow-up appointments, may also be considered when calculating the compensation you’re entitled to receive.

Overall, seeking compensation for medical expenses aims to ensure that you are not burdened with the financial costs of your injuries and have the necessary funds to cover your current and future medical needs.

Pain and Suffering

Aside from medical expenses, compensation for pain and suffering is another damage you can pursue in your rideshare accident claim. This compensation aims to address the physical and emotional pain you have experienced as a result of the accident. It covers the discomfort you endured and the distress, anxiety, and any negative impact on your daily life caused by your injuries.

For instance, if your injuries prevent you from participating in activities you once enjoyed or experience ongoing pain affecting your quality of life, you may be eligible for this type of compensation. 

Lost Wages

When you suffer injuries in an Uber or Lyft accident that prevent you from working, you have the right to seek compensation for lost wages. It means you can claim the income you could not earn during your recovery period.

However, it’s important to note that the compensation for lost wages is not limited to the immediate impact on your earnings. Suppose your injuries result in long-term disabilities or limitations that affect your ability to work in the future. In that case, you may also be eligible to seek compensation for potential future earnings that you would have otherwise earned.

Seeking lost wages and compensation alleviates the financial burden caused by accidents. It ensures that you receive adequate compensation for the income you have been unable to earn due to your injuries.

Property Damage

Suppose your personal property, such as your car or belongings, gets damaged in an Uber or Lyft accident. In that case, you can seek compensation for the expenses paid in repairing or replacing the damaged items. It means the responsible party should compensate you for fixing your damaged car or replacing any personal belongings lost or damaged in the accident.

Wrongful Death Compensation

Suppose the Uber or Lyft accident tragically resulted in the death of a loved one. In that case, the family members can claim wrongful death damages. These damages aim to provide compensation for various types of losses suffered by the family of the deceased, such as:

  • Funeral expenses
  • Burial or cremation expenses
  • Lost income and benefits
  • Pain and suffering
  • Loss of companionship

Factors that Can Affect Your Recoverable Damages in Uber or Lyft Accident

Several factors can impact the amount of recoverable damages in your Uber or Lyft accident claim. Awareness of these factors is essential as they can significantly influence your compensation. These factors may include the following:


When the responsibility for an accident is unequivocally attributed to an Uber, Lyft driver, or another involved party, it significantly bolsters your claim. Conversely, in situations where liability is contested or shared, the extent of compensation attainable may be influenced.

In cases of a collision involving an Uber or Lyft driver, if the driver is deemed responsible, they are considered at fault. Both Uber and Lyft provide liability coverage of up to $1 million for each incident during these specific driver activity phases. However, this liability is determined based on whether:

  • The driver is en route to pick up a passenger
  • Currently transporting one
  • Or finalizing a drop-off

Insurance Coverage

When you’re in a collision with an Uber or Lyft driver who caused the accident, the compensation you can receive depends on different insurance policies. These include the driver’s auto insurance and the insurance provided by the rideshare company. These policy-specific coverage limits and terms will determine the maximum amount you can get.

Comparative Negligence

If you bear partial fault for the accident, it can impact the damages you can recover. In some jurisdictions, the principle of comparative negligence follows, which means it may reduce your compensation based on the percentage of fault assigned to you.

Legal Representation

The quality of legal representation you have can significantly impact the outcome of your claim. A skilled personal injury attorney with experience in rideshare accident cases can navigate the legal process and negotiate effectively. They can work tirelessly to maximize the compensation on your behalf.

rideshare accident lawyer rideshare accidents

Whose Insurance Will Cover a Rideshare Car Accident?

Uber or Lyft will not automatically cover your damages because of your injuries in a rideshare accident. Like most car accident claims, you have to show fault for the accident before you can recover compensation for your losses.

  1. The Rideshare Driver Is at Fault

In a rideshare car accident, the insurance coverage will depend on the specific circumstances of the accident. Let’s break down the potential scenarios:

  • Offline: When the Uber or Lyft driver is offline and not actively using the rideshare app, their auto insurance policy will typically be responsible for accidents.
  • App On, No Passenger: The company’s liability insurance usually provides coverage if the rideshare driver is logged into the app and waiting for a ride request. This insurance typically has lower coverage limits than when a passenger is in the vehicle.
  • Passenger Onboard: When the rideshare driver accepts a ride request and has a passenger in the vehicle, the company’s commercial auto insurance policy becomes primary coverage. This insurance provides higher coverage limits to protect the driver and the passenger.
  1. The Other Driver Is at Fault

If the accident occurred due to the fault of the other driver in a rideshare scenario, it is generally the responsibility of their insurance to handle the costs. In this case, you should initiate a claim with the insurance company of the driver who caused the accident. Your goal should be to request compensation for your injuries, damage to your property, and any other losses you’ve experienced.

Contact Uptown Injury Uber/Lyft Accident Lawyer

If you or a loved one has been hurt in a car accident involving Uber or Lyft, don’t hesitate to reach out to us. At Uptown Injury Law Firm, we have top-notch car accident attorneys who specialize in handling rideshare cases. Our skilled lawyers possess an in-depth understanding of the legalities surrounding car accidents, and they’re committed to safeguarding your rights.

With a proven track record of successful personal injury cases, our team will vigorously fight to secure the compensation you require for medical bills, lost earnings, and other accident-related expenses. Contact us now at 855-233-8728 to set up a free consultation. 


How to Calculate Compensation for My Uber/Lyft Accident Damages?

Consulting with a personal injury attorney is the best way to determine the appropriate damages to seek in your claim. The lawyer will evaluate the specifics of your case and assess the accident’s impact. Additionally, they will guide you in seeking fair and just compensation.

Do I Need a Personal Injury Attorney for My Uber or Lyft Accident Claim?

A personal injury attorney experienced in an Uber or Lyft accident can significantly benefit your claim. An attorney can provide valuable legal expertise. He/she can negotiate with insurance companies, gather evidence, calculate damages, and represent your interests. Their goal is to maximize the compensation you receive.

What if the Rideshare Driver Was Not at Fault for the Accident?

If the rideshare driver was not at fault, you may still be able to seek compensation from the responsible party. Determining liability requires a thorough investigation of the accident circumstances.

How Long Does It Take To Receive Compensation for Damages in an Uber or Lyft Accident Claim?

The time it takes to receive compensation can vary. It depends on factors such as the case’s complexity, negotiations with insurance companies, and potential litigation. A personal injury attorney can provide a better estimation based on the specifics of your situation.


Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers
Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers

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