Steps After an Uber/Lyft Accident in NYC
Research shows that with the rise of ridesharing, there has been a 3% increase in fatal traffic accidents, impacting rideshare drivers, passengers, and pedestrians. Have you ever considered what steps you would take if you happened to be in an Uber/Lyft accident?
Step 1: Dial 911 for Emergency Medical Assistance
In the event of serious injuries or if anyone involved requires immediate medical attention at the accident scene, don’t hesitate to call 911 immediately. Seeing a doctor as soon as possible is vital to establish a direct link between your injuries and the accident caused by the responsible party. Waiting too long to seek medical attention can allow the insurance company to argue that your injuries are unrelated to the accident. This can potentially undermine your claim.
Seeking prompt medical intervention offers several advantages, including the following:
- Strengthening your case by clearly linking your injuries to the accident.
- Increasing the likelihood of a full recovery.
- Providing reassurance about the severity of your injuries.
- Swiftly addressing serious injuries and identifying hidden injuries that might have otherwise gone unnoticed.
Step 2: Contact the Local Police
If there are no urgent medical concerns, it’s still important to involve the local police. Contact the non-emergency number of the local police department and inform them about the motor vehicle accident. An officer will be dispatched to the scene to investigate and document the incident in a police report. This report will serve as an official record of the accident, which can be helpful for legal claims and other insurance purposes.
Step 3: Gather Vital Information
Gather important information related to the accident. Here are the essential details you should get:
- The rideshare driver’s license, name, license plate number, and insurance details for filing a legal claim.
- Insurance information for any other vehicle involved in the accident.
- Names and contact information of any witnesses present at the scene.
Step 4: Document Other Parties’ Insurance Information & Collect Witness Testimonies
Record the insurance information of all other individuals and vehicles involved in the accident. This will provide a comprehensive understanding of the parties involved and help facilitate liability insurance and other legal claims.
If there are witnesses present at the scene, take the opportunity to gather their testimonies. Ask for their names and contact information, as their accounts may play a significant role in clarifying the events surrounding the accident. The witness information can be valuable during insurance claim processes, including personal injury claims.
Step 5: Capture Visual Evidence
Keeping evidence through photographs is highly recommended. You should take photos of all vehicles involved in the car crash, showing their positions and any visible property damage.
Additionally, capture images of relevant details such as traffic signals, skid marks, accident debris, and, if applicable, any inflicted injuries.
Visual evidence serves as robust documentation that can support your insurance claim and represent the accident’s aftermath.
Step 6: Notify Uber or Lyft Service About the Accident
Usually, when you’re injured in an accident, you might assume that the Uber or Lyft driver will report the car crash to the company. However, there are times when the driver is unable to do so. That’s why you must take the initiative and personally inform the Uber or Lyft representative about the accident. You have the right to provide all the incident details using Uber’s “Trip Issues” feature.
By doing so, you can file an insurance claim and use Uber’s safety passenger policy to protect your rights.
Step 7: Hire an Uber/Lyft Accident Lawyer
You should know your legal options if you are involved in an Uber or Lyft accident. This is where an experienced car accident attorney will help you. A lawyer will negotiate with the insurance companies to compensate you for your claim.
However, when searching for an attorney to handle a rideshare-related accident, finding a professional with experience in Uber and Lyft accidents in New York is imperative. The process of handling such cases can be intricate. Therefore, an expert is necessary to manage direct communications with your insurance providers.
Step 8: Use Personal Auto Insurance From Your Insurance Company
In the event of a rideshare accident, you must contact your insurance company to receive personal auto insurance compensation. Your insurance coverage is essential to recover from expenses like hospital bills or property damage,
If your car insurance doesn’t cover you in these situations, don’t worry. Rideshare insurance can step in to help. It’s like a backup plan that kicks in when your personal policy isn’t enough. It’s essential to explore all your options to have the right coverage if something goes wrong while using a rideshare service.
Here’s what you need to know about rideshare insurance.
Gain Benefits from Uber or Lyft Insurance Policy
Even if your Uber or Lyft driver doesn’t have insurance to pay for your damages, his company has its own insurance policies to cover a rideshare accident. Uber or Lyft auto insurance policy may cover the following:
- $50,000 per person for bodily injury
- $100,000 per accident for injuries
- $25,000 per accident for property damage
Most importantly, report the accident to the rideshare insurance company immediately. It would be best if you don’t wait too long, or they might reject your claim. If you act quickly, you can get compensated for sustained damages and win the support you need without any hassle.
File a Personal Injury Lawsuit
You can file an injury claim if you are seriously injured in an Uber/Lyft accident. This claim is typically necessary when the rideshare driver is uninsured. However, it’s important to remember that there is a specific time limit, called the statute of limitations, within which you must file a lawsuit. Waiting too long can prevent you from bringing your case forward.
What is the Statute of Limitations?
Let’s picture the statute of limitations as a ticking clock, setting a time limit for taking legal action after a rideshare accident. It’s an essential deadline that you must meet to protect your rights. Understanding the statute of limitations is important because it can significantly impact your ability to seek compensation.
Why Choose Uptown Injury Law to Cover Your Rideshare Accident in New York?
Our team of dedicated lawyers at Uptown Injury Law is here to support you and help you secure fair compensation. We understand the complexities of Uber/Lyft accidents and will fight on your behalf to protect your rights.
Don’t wait to take action. If you are involved in a car crash accident in New York, contact us today by calling 855-233-8728 to schedule a free consultation with one of our experienced Uber/Lyft accident lawyers.
How Long Must I Take To File an Insurance Claim After an Uber or Lyft Accident?
Insurance claim deadlines vary by jurisdiction and insurance policies. You should report the accident to the police and insurance company and file a claim immediately to avoid potential complications. Otherwise, you could miss the deadline under the statute of limitations and fail to get compensated.
What Should I Do if the Rideshare Driver Denies Responsibility for the Accident?
Gather evidence such as witness statements, photos, and police reports. Moreover, you can consult an experienced personal injury attorney to help you build a strong case and bring the responsible parties to justice.
Will My Own Insurance Cover Me in an Uber or Lyft Accident?
Your personal insurance coverage may apply in some situations. However, rideshare-specific insurance from Uber or Lyft is usually compensated when the driver is on duty during the accident. Review your insurance policy and consult an attorney to understand your coverage options.
If an Uber or Lyft Driver Hits Me as a Pedestrian, Will I Recieve Compensation for the Damages?
Yes, if you are hit by an Uber or Lyft driver as a pedestrian, you may be eligible to receive compensation for the damages. Both Uber and Lyft typically carry insurance coverage that applies when their drivers are involved in accidents.
However, the specifics can vary depending on factors such as who was at fault and the extent of your injuries. To ensure you receive the compensation you deserve, it’s advisable to consult with an Uber/Lyft accident lawyer who can guide you through the legal process and protect your rights.