How Much Time Does It Take to Resolve a Truck Accident Case?

truck accident claim

Resolving a truck accident case takes time – anywhere from a few months to several years. Why? Because every accident is different. It depends on how bad the crash was, who’s at fault, and how long it takes to investigate. Also, how the insurance companies react and whether the case goes to trial can affect the timeline.

So, be patient as the pieces fall into place and the resolution time unfolds based on the twists and turns of your truck accident case. At Uptown Injury Law, PLLC, we’ve been helping truck accident victims throughout the Manhattan, Queens, Bronx, Brooklyn, and the New York City Metro Area for over 15 years. While it’s hard to predict exactly how long your claim might take to resolve, we offer a free case evaluation to help you estimate the timeline.

How Long Does it Take to Resolve a Truck Accident Case?

Resolving a truck accident case is a process that can stretch from several months to potentially years. This timeframe is notably longer than what you might expect from a regular car accident case. Even a minor collision with a big truck can result in life-altering injuries and damages, making the resolution process lengthy.

Big trucking companies, often heavily insured, may not quickly accept claims, requiring detailed proof, which can take time. However, having experienced truck accident lawyers by your side can significantly shorten the resolution timeline. Their expertise expedites the process, ensuring efficient handling of investigations, negotiations, and, if necessary, legal proceedings.

Keep in mind that impatiently accepting the first settlement offer might not be in your best interest. Truck accidents often result in hidden and long-term injuries not immediately visible, and accepting an initial settlement amount may not cover the full extent of your injuries and losses.

Take your time to understand how the accident has affected your life, and it’s wise to talk to legal experts before agreeing to any settlement. Though it may take a while, investing time in the process is necessary to get the compensation you rightfully deserve for the complete scope of your injuries and damages.

Factors That May Affect the Duration of Your Truck Accident Claim

The time it takes to resolve your truck accident claim is influenced by various factors. These include the severity of injuries and damages, the need for thorough investigations, the complexity of multiple responsible parties, the consideration of insurance coverage limits, the duration of medical treatment and recovery, and the negotiation process. These elements collectively influence how long it takes to reach a resolution. Here’s a brief overview:

1. The Impact of Severe Injuries and Damages

Truck accidents can be really serious, causing significant injuries and damages. The size and weight of trucks make the outcomes more catastrophic. From broken bones to long-lasting brain injuries, the recovery process takes a long time—sometimes months or even years. This extended recovery directly affects how long it takes to settle a truck accident claim.

Dealing with the truck accident is not just about medical bills. Property damage, lost income, and emotional stress must also be considered. Figuring out how much all of this is worth and making sure you get the right compensation takes time. Missing any of these details means you might not get all the help you need.

Moreover, severe injuries and damages often attract higher settlement amounts. However, negotiating these settlements requires a detailed approach. Trucking companies may push back, necessitating thorough documentation and persuasive arguments to ensure that the compensation aligns with the true extent of your suffering.

So, let time work for you, and make sure your settlement genuinely reflects the complete picture of what you’ve experienced. Taking the time to deal with these details ensures you get a fair shot at putting your life back together after a brutal accident.

2. Extended Time Required for Thorough Investigations

Trucking companies often launch extensive investigations because they want to protect themselves. When a commercial truck is in an accident, the stakes are higher. These companies, aware of their substantial insurance coverage, want to ensure they’re not paying more than necessary. This focus on self-protection can lengthen the investigation phase in a truck accident claim.

These investigations involve thoroughly examining the accident scene, gathering evidence, interviewing witnesses, and determining who’s at fault. Also, if multiple parties are involved, like the truck driver, the trucking company, or even the government entity, finding out who’s to blame takes time. Coordinating efforts among these entities adds complexity to the investigation process, contributing to the extended timeline of your claim.

Even though investigations may seem slow, they’re crucial. They help build a strong case. So, be patient during this phase; it’s a necessary step toward getting the resolution you deserve for your truck accident claim.

3. Complexity Arising from Multiple Responsible Parties

Unlike standard car accidents, a truck collision might involve various parties, each contributing to the complexities of the claims process. First and foremost, the truck driver may bear responsibility. However, it doesn’t stop there.

The trucking company, responsible for maintenance schedules and driver oversight, could share liability. If the accident occurs due to mechanical failure, the manufacturer of the faulty part may also be involved. 

Moreover, if the truck driver was operating on behalf of another company, the cargo loader or shipper might be liable as well. This complex web of involved parties makes establishing fault and determining compensation challenging. That’s why the collaboration and investigation required among these entities contribute significantly to the prolonged duration of your claim.

4. Considering the Insurance Coverage Limits

Federal regulations mandate commercial carriers to have a minimum of $750,000 in liability coverage. Yet, while this might seem like a significant amount, the complexities lie in the details.

Interstate semi-trucks and tractor-trailers, in particular, follow strict insurance requirements set by the FMCSA. It’s not a simple, one-size-fits-all coverage; instead, there may be distinct coverages for the truck’s cab, the trailer, and the load it carries.

However, despite these seemingly significant coverage amounts, it doesn’t automatically mean easy compensation for you. The aftermath often involves low settlement offers, disputes over liability, and other tactics to avoid paying fair compensation

5. Duration of Medical Treatment and Recovery

Your truck accident claim timeline is significantly affected by the duration of your medical treatment and recovery. If you’ve been involved in a truck accident, it’s vital to recognize that the aftermath extends beyond immediate concerns.

First and foremost, your health is the priority. Severe injuries from a truck collision often demand extensive medical attention, rehabilitation, and follow-up care. This healing process takes time, and the duration directly affects the overall timeline of your claim.

Medical professionals need to thoroughly assess the extent of your injuries, potential long-term effects, and the necessary treatments. Rushing through this crucial phase could result in overlooking essential aspects of your health, jeopardizing both your recovery and the accuracy of your compensation claim.

6. The Process and Duration of Settlement Negotiations

After your accident, you’ll send a demand letter to the truck insurance company, stating what happened, the injuries you suffered, and what compensation you’re seeking. The insurance company then replies with its initial offer.

Now, the back-and-forth begins. You might counter their offer, they might come back with another, and so on. In truck accident cases, this process can take a bit longer. Why? Because there are often more parties involved, a more significant number of damages to factor in, and higher insurance limits to navigate.

These negotiations continue until both sides agree on a fair compensation amount. Having a trained truck accident lawyer on your side speeds things up, as they know the ins and outs, making the negotiation smoother and quicker. So, while the negotiation process may take some time, having the right help makes it more efficient.

How Soon Should You File a Claim After a Truck Accident?

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Filing a claim promptly after a truck accident is crucial for several reasons. First and foremost, time limitations, known as statutes of limitations, apply to personal injury cases. These legal deadlines vary by jurisdiction, typically ranging from one to three years. You have three years to file a truck accident claim in New York. Failing to file within this given timeframe may result in losing the right to get compensation.

In addition to legal deadlines, early filing ensures the preservation of evidence. Truck accident scenes can change rapidly, and crucial evidence may be lost or destroyed. Swift action allows for thorough documentation of the accident site, vehicle damage, and any available witness statements, enhancing the strength of your case.

Moreover, immediate filing helps expedite the claims process. Truck accidents often involve complex investigations, multiple parties, and substantial damages. Starting the legal proceedings promptly initiates the collection of necessary information, streamlining the overall timeline for resolution.

Lastly, insurance companies may deny your claim altogether if you wait too long, arguing that your delayed filing means you’re not genuinely affected. They may use this as a reason to question the severity of your injuries or suggest that you didn’t file promptly because you’re not truly in need of compensation.

So, make a move, file quickly, and keep things fresh and accurate – it’s your best bet for a smooth and successful claim!

When Will You Receive Your Truck Accident Settlement?

Receiving your truck accident settlement isn’t a quick process – it can take from six months to several years. After the accident, there are multiple rounds of negotiation with the involved parties and their insurance companies.

This process is necessary to ensure you get a settlement that truly covers all your expenses and losses, including the physical and emotional pain you’ve endured. The timeline varies due to the unique aspects of each case – factors like the accident’s severity, the number of parties involved, and the extent of damages all contribute to the duration.

Moreover, trucking companies often employ rigorous tactics to minimize payouts, making it essential to have experienced truck accident professionals advocating for your rights. Their expertise can expedite the negotiation process and navigate the challenges posed by the trucking company’s defense team. 

So, while it might take some time, the goal is to secure a settlement that fairly compensates you for everything you’ve been through.

What If My Case Goes to Trial?

Well, most truck accident cases are resolved through negotiations and settlements, but there are instances where a case may go to trial. If your case heads to trial, it means an agreement couldn’t be reached through negotiations, and the legal process takes a different turn.

When preparing for success in a trial, Uptown Injury Law, PLLC, skilled truck accident attorneys play a pivotal role. We will meticulously gather evidence, ensuring that all details related to the truck accident are thoroughly documented and presented. This includes accident reports, medical records, witness statements, and any other relevant information.

We will also work to build a strong legal strategy, outlining the key arguments that support your case. We will anticipate the defense’s arguments and counter them effectively. In addition, we may consult with expert witnesses who can provide specialized insights, such as accident reconstruction experts or medical professionals.

During the trial, our lawyer will skillfully present your case, cross-examine witnesses, and address any legal challenges that may arise. We will advocate passionately for your rights, aiming to secure the compensation you deserve for the injuries, damages, and pain you’ve endured.

While going to trial can extend the resolution timeline, having our well-prepared and experienced injury lawyer significantly increases the likelihood of success. Our expertise not only strengthens your case but also ensures that you are well-represented in the courtroom, maximizing the chances of a favorable outcome.

While trials may be less common, they are a necessary part of the legal system for cases where a fair settlement couldn’t be reached. Call us now at 917-540-8728 for a free case review.

What Damages Can I Expect in a Truck Accident Settlement?

You can expect both economic and non-economic damages in a truck accident settlement. These include:

  • Medical expenses
  • Lost wages
  • Property damage
  • Pain and suffering
  • Emotional distress
  • Loss of consortium
  • Wrongful death damages
  • Punitive damages (in some cases)

Why Should I Hire a Truck Accident Attorney?

Hiring a truck accident attorney is super important for two big reasons. First, truck accident cases are tricky, with lots of legal stuff and dealing with big insurance companies. An experienced attorney knows the ropes, ensuring you don’t miss important things.

Moreover, hiring an experienced truck accident attorney is a smart move because it takes the worry off your shoulders. Your lawyer knows the ins and outs, so you don’t have to stress about handling everything alone.

They dive into the nitty-gritty details, investigate insurance policies, figure out when and where to file your claim, and, most importantly, make sure the insurance company doesn’t trick you into accepting a settlement that’s way less than what you deserve. With a lawyer by your side, you can trust that someone who knows what they’re doing is looking out for your best interests.

Ready to Secure Your Compensation? Contact Uptown Injury Law, PLLC Today!

At Uptown Injury Law, PLLC, we’ve been champions for personal injury victims across the Manhattan, Queens, Bronx, Brooklyn, and the New York City Metro Area for over 15 years. With a track record of exceeding $100 million in results, we are committed to delivering the best outcomes for our clients.

When you choose us for your truck accident claim, we promise to:

  • Keep you updated on every development in your case.
  • Pinpoint who’s responsible for your accident.
  • Collect strong evidence to support your case.
  • Communicate with all parties involved on your behalf.
  • Assess the value of your case accurately.
  • Give you 100% peace of mind. 

We leverage our network of experts, including accident reconstruction specialists, medical experts, economists, and vocational rehabilitation specialists, to prove negligence, liability, and the extent of your damages.

Remember, our promise to you is clear: No Fee Unless You Win! To get started, schedule a free consultation online or call us toll-free at 917-540-8728


What if the Insurance Adjuster Offers a Quick Settlement?

Accepting a first settlement from the insurance company might not be in your best interest. It’s essential to consult with an attorney to evaluate the offer’s adequacy and ensure it covers all your present and future expenses, as truck accident injuries may have lasting impacts.

What is the Average Truck Accident Settlement Amount in New York?

There is no fixed average truck accident settlement amount in New York, as each case is unique and influenced by various factors. Settlement amounts can vary significantly, ranging from tens of thousands to millions of dollars, depending on the specific circumstances, such as the severity of injuries, property damage, and other individual losses.

How to Calculate Damages in a Truck Accident Case?

To calculate damages in a truck accident case, consider medical expenses, lost wages, property damage, and pain and suffering. A skilled accident attorney can help assess the accurate value of your losses and negotiate for fair compensation, including potential long-term damages.

Can I File an Insurance Claim if the Truck Driver Wasn’t at Fault?

Yes, you can file an insurance claim even if the truck driver wasn’t at fault. Other parties, such as the trucking company and maintenance or government entities, may share liability. A proficient truck accident lawyer can help identify responsible parties and handle the complexities of the legal process to secure your rightful compensation.

Does New York’s Comparative Negligence System Affect My Compensation in a Truck Accident Claim?

Yes, New York’s comparative negligence system can impact your compensation in a truck accident claim. For instance, if you’re found to be 20% at fault, your compensation amount may be reduced by that percentage. So, if your total damages were $100,000, your compensation would be adjusted to $80,000 due to your assigned share of fault.


Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers
Kyle Newman Founder and Senior Trial Lawyer at Uptown Injury Law New York's Best Personal Injury Medical Malpractice and Accident Law firm New York's Top Trial Lawyers

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